How to Submit Your HMDA Data to the CFPB
All HMDA data submissions are processed through the CFPB HMDA Platform.
Before you can use the CFPB HMDA Platform you must create an account. Please allow up to 2 full business days for the CFPB to approve your account. If you created an account in a previous year, your credentials should still be valid. Remember, the submission deadline is March 1st.
Note: You must be on the year-end version (or greater) of Compliance RELIEF to officially submit your data. Be sure to perform a “Complete Retest” of your database prior to creating your submission file. (This can be performed automatically from the Submit screen.)
Once your HMDA data is free of Validity Errors (Edits) and you are OK with all of your Quality Errors (Edits) and you have reviewed your Macro Edits, visit the “Submit” tab and click the “Process Submission” button within Compliance/HMDA RELIEF to create the HMDA.txt file to upload your data to the CFPB HMDA Platform.
Once the file is uploaded, please follow the online prompts to submit your data. The process is entirely paperless and there are no email confirmations from the CFPB. If you need verification of submission, we suggest printing the final screen.
If the data needs to be changed, edited or corrected, please return to Compliance/HMDA RELIEF to make any changes and then re-upload the corrected HMDA.txt submission file. You can resubmit as many times as you like before the deadline.
View HMDA submission errors here.
If you need assistance with the Compliance/HMDA RELIEF portion of the process, please email firstname.lastname@example.org
If you need assistance with the CFPB HMDA Platform, please email email@example.com.