S.2155 HMDA Implementation Guide

A quick guide to provide clarification on what institutions should do to ensure accurate data submission and compliance with the regulation.


On Friday, August 31, 2018 the CFPB issued an interpretive and procedural rule to implement and clarify HMDA changes made by section 104(a) of the Economic Growth, Regulatory Relief, and Consumer Protection Act (S.2155).


S.2155 created a partial exemption rule that allows certain depository institutions to optionally submit a reduced amount of data to the CFPB as part of their HMDA submission. 


In this e-book you will learn:

  • What the partial exemption rule means
  • Who qualifies for the partial exemption
  • Which data points are affected
  • Challenges companies will face
  • ULI vs. NULI
  • . . . and much more!

    S.2155 HMDA Partial Exemption Guide

Get the S.2155 HMDA Implementation Guide