HMDA: What Happens Next?
QuestSoft held a webinar on Wednesday, January 10, 2018, updating everyone on all of the latest rules including: the Regulatory Relief bill currently in Congress, changes at the CFPB and everything we know to date about the new HMDA.
With recent rule changes and amendments to regulations, this webinar will set the record straight by clarifying the HMDA rules and giving actionable information on what your institution needs to do throughout 2018 and beyond. You will also get the inside story from two of the lawyers primarily responsible for crafting the new rules!
During this webinar, we covered . . .
- The final, final rules (new CFPB director and all).
- What to do now that the new rules are in effect.
- The Regulatory Relief Bill and its impact assuming it is passed.
- Recommendations for improving data integrity within your company.
- Status of LOS's.
- Implications for Fair Lending and the future of mortgage lending.
- and more!
If you have any questions about the products or services mentioned in the webinar,
please contact us at (800) 575-4632 option 1, or request a demo.
Fill out the form below to gain access to the webinar recording and download materials!
Kathleen "Kitty" Ryan
Partner, Akerman, LLP
Former CFPB Deputy Assistant Director for the Office of Regulations, and key contributor to the new CFPB HMDA regulations. During her time at the CFPB, Kitty oversaw the completion of the TILA-RESPA Integrated Disclosure rulemaking and the HMDA rulemaking that completely rewrote Regulation C. She also advised on enforcement and supervisory matters and supervised the development of the CFPB’s debt collection rulemaking.
Partner, Akerman, LLP
As a former regulatory lawyer at the Consumer Financial Protection Bureau, Thomas played a key role developing and drafting multiple mortgage originations related rulemakings. He most recently led the team responsible for the Home Mortgage Disclosure Act rulemakings. Thomas was also substantially involved in the CFPB’s Truth in Lending Act - Real Estate Settlement Procedures Act Integrated Disclosure or Know Before You Owe rulemaking and the Ability-to-Repay and Qualified Mortgage rulemakings.
President, QuestSoft Corporation
Leonard has been associated with the mortgage industry for over 30 years, and is the founder of QuestSoft. He is a member of both MBA HMDA and NMLS Mortgage Call Report working groups, and is nationally recognized as a HMDA expert.