Instant HMDA provides lenders the easiest, fastest, and most cost-effective HMDA data validity solution available.
Instant HMDA is integrated with the following Loan Origination Systems covering over 60% of today’s HMDA transactions.
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The Compliance EAGLE suite includes Instant HMDA and 13 additional critical review services, equipping lending institutions with automated rule sets to identify and adhere to regulatory exceptions and guidelines:
- TILA/RESPA Integrated Disclosure (TRID) compliance
- Qualified Mortgage/Ability-to-Repay (QM/ATR)
- High Cost, Guaranteed Fee Tolerances and Transfer Tax services
- Truth in Lending Act (TILA)
- Real Estate Settlement Practices Act (RESPA) compliance on non-TRID loans, federal, state and local consumer lending laws
- Home Ownership and Equity Protection Act (HOEPA)
- Office of Foreign Assets Control (OFAC)
- Social Security Number (SSN) checks, exclusionary lists
- NMLS License verifications, and more