Let’s face it: Raw HMDA data in and of itself isn’t all that exciting. BUT, when you start to compare your HMDA data with other lenders, patterns start to emerge.
is the only online HMDA data mining tool
available on the market.
Your work is not finished when you submit your data using HMDA RELIEF or CRA RELIEF.
The next step is to analyze and document the data to prepare for your next exam. You need to
know your data better than the regulators, federal and state enforcement agencies, and community
groups to identify problems before they find fair lending issues with your institution. Be prepared to have a
meaningful discussion with your examiner. Use LendingPatterns to defend your HMDA results and
validate your CRA story before your next compliance exam. Regulators care about self examination.
Use LendingPatterns as a first step to uncover and document any disparities within your HMDA
or CRA data.
During an exam, your regulator may see something different in your HMDA data than you
see. The right reports, maps, and
charts can uncover key lending patterns and outliers
within your HMDA data, patterns that can help document your story
during an examination.
LendingPatterns provides over eighty uniquely designed reports enabling you to understand
distinguishing characteristics of lender, borrower, market, and neighborhood data.
Use LendingPatterns data provide
statistical and quantitative data analysis, manage regulatory
risk and discover insights for proactive and responsible