Instant HMDA Logo

Improve Data Integrity Inside Your Loan Origination System


Instant HMDA is a loan-level review that detects HMDA errors and missing data while a loan is in process.


     Automatically detect over 200 regulatory and data integrity errors
     Verify every CFPB HMDA Validity and Quality Error at the point-of-contact
     Reduce your compliance burden and data errors on loan sales to GSE's and investors



The easiest and most cost-effective HMDA data validation solution
used in more than 4 million loan reviews last year.


Features Include:

  • Instant Geocoder – accurately match addresses with confidence scores that allow for minor data variation
  • HMDA Review – analyze production for missing or incorrect data
  • Rate Spread – calculate whether a loan is a Higher Priced Mortgage Loan (HPML)

Happy Mortgage Executive


Integrations

Instant HMDA is integrated with the following Loan Origination Systems, covering over 60% of today’s HMDA transactions.



BlackKnight


Encompass


calyxsoftware_new1


Wipro2_logo


BytePro


FICSLoanProducer


LendingQB_meridianlink


PowerLender


OCOpenclose


Wipro2_logo


RemoteLender






The Compliance EAGLE suite offers access to Instant HMDA and 15 additional critical review services, equipping lending institutions with automated rule sets to identify and adhere to regulatory exceptions and guidelines:

  • TILA/RESPA Integrated Disclosure (TRID) compliance
  • Qualified Mortgage/Ability-to-Repay (QM/ATR)
  • High Cost, Guaranteed Fee Tolerances and Transfer Tax services
  • Truth in Lending Act (TILA)
  • Real Estate Settlement Practices Act (RESPA) compliance on non-TRID loans, federal, state and local consumer lending laws
  • Home Ownership and Equity Protection Act (HOEPA)
  • Office of Foreign Assets Control (OFAC)
  • Social Security Number (SSN) checks, exclusionary lists
  • NMLS License verifications, and more

  • Learn More


Want to see Instant HMDA in action?
For more info, call (800) 575-4632 or Request a Demo



ContactUs